Company & Role Overview
Summary
About Dutchie
About This Job
What You'll Do...
- Risk platform. End-to-end ownership of Sift and Plaid Signal — rules, models, thresholds, score tuning, and the feedback loops that keep them sharp. You'll treat these as products you continuously improve, not tools you configure once.
- Identity & fraud controls. Design and stand up controls that block fraudulent users while balancing good-user friction.
- Loss, returns, and fraud reduction. Own the metrics and report progress.
- Cross-functional risk programs. Lead risk-related initiatives with ACH Operations and drive them to measurable outcomes.
- Product & Engineering partnership. Work directly with PMs and engineers bringing the data and the "why" to every conversation, not just requirements.
What You Bring
- 5+ years in payments risk / fraud, with demonstrated ownership of loss and fraud outcomes and the metrics to prove it
- Strong data analysis chops — you write your own Python and SQL and are comfortable working directly against a data warehouse. This is not a role that hands analysis off.
- This is a player-coach role: a strong individual contributor who also leads a small team we expect to grow. You'll stay hands-on in the data while managing an analyst and scaling the team as the function matures. Prior experience leading a payments risk or fraud team at a fintech or payments company is strongly preferred.
- Genuine curiosity and a bias for getting into the weeds.
- "AI-forward" in practice: you've used LLMs and modern tooling to accelerate investigation, analysis, or controls.
It's a Bonus if You...
- Have experience at a fintech operating an ACH product
You'll Get...
- Full medical benefits including dental and vision plans to ensure you always have the best care.
- Equity packages in the form of stock options to all employees.
- Technology (hardware, software, reading materials, etc..) allowance
- Flexible vacation and sick days
Working Environment
(No Information)